Section 125 Preventive Care
Proactive Preventive Care— At No Net Cost
Thrive is an all-inclusive preventive healthcare management program that supplements your existing health insurance. We incentivize and prioritize preventive healthcare—improving the #1 asset of every business: its people. No out-of-pocket cost to employers or employees.
Discover the Power of Workplace Wellness
Thrive is a Proactive Participatory Care Wellness and Integrated Medical Expense Reimbursement Plan (PPC-WIMPER)—proven to reduce the onset of Chronic Illness, with a 70% reduction in High Risk and a 45% decrease in Serious Risk. It has reduced ER events and hospitalizations by 25% across a population of over 23,000 people.
Introduction to Employee Wellness
Learn how prioritizing employee wellness can mitigate workplace stress, boost productivity, and foster a healthier work-life balance.
Benefits of Wellness Programs
Explore the advantages—from cost savings to improved job satisfaction—that wellness initiatives bring to both employees and employers.
Creating Your Wellness Plan
Follow practical steps to develop a tailored wellness program, including goal-setting, budgeting, and selecting the right activities.
Best Practices for Managers
Discover essential tips for integrating wellness practices: leading by example, soliciting employee input, and fostering a mindful company culture.
Wellness Program Options
Explore diverse program ideas, from on-site wellness services to health challenges, to inspire your own workplace wellness initiatives.
Employee Wellness FAQs
Get answers to common questions about program inclusion, participation encouragement, and tax considerations for wellness programs.
Everything Your Team Needs to Thrive
A comprehensive, all-inclusive preventive healthcare program—designed to reduce chronic illness, improve wellbeing, and cost your employees nothing.
Virtual Primary & Urgent Care
Virtual primary and urgent care for the entire family—24/7 access to licensed physicians via phone or video.
- No copays or waiting rooms
- Prescription services
- Specialist referrals
Wholeistic Coaching
Unlimited one-on-one sessions with licensed coaches and mental health professionals to manage and improve your health.
- Stress & chronic condition management
- Confidential & no-cost sessions
- Available to the employee
Nutritional & Wellness Coaching
Personalized nutritional coaching and wellness programs to help employees lead healthier, more productive lives.
- Personalized nutrition plans
- Fitness guidance
- Chronic illness prevention
70 Free Prescriptions
Access to 70 of the most commonly prescribed drugs at no cost, reducing financial burden for employees.
- No prescription copays
- Most prescribed medications
- Family coverage
Employee Assistance Program
Comprehensive EAP services including counseling, legal assistance, financial coaching, and crisis support.
- Work-life balance resources
- Legal & financial advice
- Crisis counseling
ID Theft & Home Title Protection
ID theft protection for every household member and home title monitoring to safeguard your most valuable assets.
- Household-wide ID protection
- Home title monitoring
- Work Shield ethics compliance
Living 2.0 App Bundle
A bundle of science-based health and wellness apps designed to improve your life and save you money.
- Earn rewards for walking
- Bill negotiation services
- Student loan debt relief
Wearable Device Connectivity
Connects with Apple Watch, Fitbit, Garmin, and other devices so employees can track and improve their health.
- Apple Watch & Fitbit support
- 300 multimedia medical library
- Health risk monitoring
The Section 125 Advantage
Leverage IRS-approved pre-tax deductions to provide premium preventive care benefits at no actual cost to anyone. It's that simple.
Simple Enrollment
Employees receive enrollment information during the open enrollment period covering services, benefits, and more. It's a very simple process—and our Call Center is available to assist every step of the way.
Pre-Tax Deduction
A pre-tax payroll deduction is set up under Section 125, reducing taxable income. This shift makes both the employer and employee more tax efficient—saving hundreds, even thousands of dollars.
Instant Full Coverage
Employees immediately gain access to the complete suite of preventive care services—virtual care, mental health coaching, prescriptions, EAP, and much more—for the entire family.
Zero Net Cost
Tax savings completely offset the deduction cost. In most cases, employees actually see an increase in take-home pay. Employers save on FICA taxes too—it's a true win-win.
Third-Party Verified Results
This preventive platform has been independently verified to achieve a 70% reduction in High Risk category and a 45% decrease in Serious Risk. It has proven to reduce ER events and hospitalizations by 25% in a population of over 23,000 people—while costing employers and employees nothing net.
A Win-Win for Everyone
Thrive shifts your culture from disease maintenance to a personalized, predictive, preventive approach—proven to improve lives and save money.
Zero Implementation Cost
No upfront costs, no monthly fees. The program pays for itself through FICA tax savings—making it a true no-cost benefit enhancement.
Reduced Healthcare Costs
Preventive care reduces expensive emergency visits, hospital admissions, and chronic disease management costs by up to 25%.
Attract & Retain Top Talent
Stand out in the job market with a comprehensive benefits package—wellness coaching, virtual care, EAP, and more—at zero cost to you.
Healthier, More Productive Workforce
Employees with access to preventive care are healthier and more productive. The health of your people will eventually be the health of your company.
Reduced Absenteeism
24/7 virtual care means fewer sick days and less time away from work. Licensed coaches help employees manage chronic conditions proactively.
Full Regulatory Compliance
Fully compliant with IRS Section 125 regulations, ERISA, and HIPAA. Our program is designed and administered with compliance at the forefront.
Complete the Form to Learn More
Find out how Thrive Preventive Care can benefit your organization and employees—at zero net cost. A benefits specialist will reach out within 24 hours.
Have questions?
Call us at 1-470-344-5065 or email info@thriv365.com